Hurricanes are a real threat in the Cayman Islands and can cause property damage. However, with some preparation, you can minimize the storm’s impact should it directly hit Cayman. We experience the most hurricanes in Cayman in August and September, so we begin to get ready in June. Here’s what you need to know.
Grand Cayman's hurricane season is May to November. However, if Grand Cayman is in a hurricane's path, it usually happens later in the season, in September and October. So here is a list of items and suggestions to assist you.
Decide if you will stay on an island or shelter in place, whether it is your home or a shelter. Consider your pets and secure essential papers. (Most of which should be on the cloud already)
If you have lived in Grand Cayman, there is always a mad rush to buy water and supplies at Kirks Grocery, Fosters, or Hurleys. AL Thompson's Home Depot and Kirks's Home Center always have lineups. It also helps with the budget if you pick up a few things for your hurricane supply closet. Here are a few valuable items for your hurricane "go bags":
Cash
Fill up your car and gas cans
Dark sky in Cayman, watching a hurricane
Make sure your generator works
Park your car on higher ground
Extra batteries are needed, and make sure they are fresh
Flashlights and the ones you wear on your forehead are handy
Candles or lamps with fuel
Matches
Materials and tools for home repairs such as heavy plastic sheeting, plywood, a hammer, wrench, nails or screws, gloves, and proper shoes for cleanup
Prescription drugs and others such as pain reliever antacids, etc.
2-week supply of drinking water that is 1 gallon per person/day
Fill up bathtubs and bins for drinking water
Non-perishable food that you don't have to refrigerate or cook powdered milk
Paper plates and cutlery
Can opener and duct tape
Water filtration
First-aid supplies, hand sanitizer, whistle, bandages, toilet paper, garbage bags
Radio battery or solar-powered
Fans battery or solar-powered
Tropical Hurricane in Cayman
Reading material and games for the children
Solar battery rechargers keep cell phones and the internet working
Stock an ice chest for drinks so you don't have to open the fridge
Take pictures or videos when possible, and make sure you update your homeowner's insurance. That is the insurance for your items, which is not covered under the strata insurance. Make sure these essential documents are stored in the cloud.
As of 2023, most insurance policies in Cayman are 20-40% higher than last year. Make sure you are not under-insured. Contact your insurance broker to ask what your current policy will cover or if you need to expand your policy and make sure you are not underinsured.
Hurricane-force winds can turn any material not locked into missiles that break windows and doors. Trim your coconut trees! In many cases, property damage from a hurricane happens after the windstorm when rain comes into the structures through broken windows, doors, and openings in the roof. Some suggestions you can start now are:
Trim all branches and trees that could fall on your house.
Install strong hurricane shutters to protect your windows from damage. You can also nail plywood panels over your windows. A good idea is to buy and storm the plywood before a storm.
Ensure your exterior doors are wind-rated to withstand strong hurricane winds, have at least three hinges, and have a deadbolt lock at least one inch long.
Sliding doors should be hurricane impact rated or, if not then, covered with shutters or plywood. Do not tape the X on the window; it does nothing.
Upgrade your garage doors and tracks to withstand wind pressure and impact protection. Allowing the wind to enter your home will affect the rest of the home's structure and your roof.
If you have a shed or any smaller outbuildings, ensure you can secure it against high winds.
Hurricanes will affect your work and businesses, so be prepared. Follow all the steps you would like to take to protect your home above. Keep all electronics up and out of flood areas and seal them with plastic. By now, we have all learnt that physical files are useless when wet, so upload all essential documents to the cloud.